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Is your old 401(k) costing you?

Don’t let high 401(k) fees drain your savings. Rolling over an average 401(k) to a Betterment IRA could mean 60% lower fees.1 Watch our video to learn more, or get started below.

Start a rollover

Make the most of your retirement savings.

Betterment is a modern solution to an age-old problem: how to save for a better retirement.

Are you on track for the retirement you deserve?

Try our calculator
  • Low, transparent fees.

    A fraction of the cost of typical 401(k) providers. Learn more

  • Licensed experts

    Get advice aligned with your best interests. Learn more

  • Diversified portfolio

    Personalized to take on an optimal level of risk. Learn more

  • Tax-smart services

    Designed to increase portfolio value. Learn more


We do everything we can to help make rolling over easy.

We’re here for you. For many providers, IRA transfers at Betterment are automated and can be initiated in as little as 60 seconds. For other providers, we'll work with you to help complete the transfer.

Start a rollover

Advice you can trust.

As your online financial advisor, we always have your best interests in mind. We don't get commissions for recommending funds, and we don't have funds of our own. That means we do what we believe is right for you. If you ever feel we’ve missed the mark, let us know. We’ll work to make it right.

See how we can help

Save your savings from high fees. Roll over today.

Start a rollover